Georgia Home InsuranceFlood insurance discounts in Georgia
Flood discounts in Georgia
Flooding is never covered by a standard homeowners policy. But where you live can cut the price of a flood policy: communities in FEMA's Community Rating System earn their residents a discount automatically.
Of the 589 Georgia communities in the National Flood Insurance Program, 59 are in the rating system. Everywhere else, there is no community discount at all.
| Community | Class | Discount in high-risk zones |
|---|---|---|
| Bryan County | 5 | 25% |
| Chatham County | 5 | 25% |
| Austell | 5 | 25% |
| Glynn County | 5 | 25% |
| Brunswick | 5 | 25% |
Source: FEMA NFIP Community Status Book.
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